Commercial auto insurance in South Carolina to keep your business moving

Coverage for Business-Used Vehicles

Company cars, service vans, and delivery trucks
If a vehicle is titled to your company—or used primarily for work—a personal auto policy may not respond to a claim. Commercial auto insurance covers liability, collision, comprehensive, and uninsured motorist for business use. The Sullivan Agency helps Greenville and Upstate firms insure everything from single pickups to small fleets, with quick certificates and driver management guidance. Remember, auto claims aren’t handled by general liability insurance, so don’t leave that gap.

What’s Included

Liability, physical damage, and extras

Buildings damaged by earthquake.
Liability

bodily injury and property damage to others

Black delivery van.
Physical damage

collision and comprehensive for your vehicles

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Uninsured/ underinsured motorist

protection if the other driver lacks coverage

Black square with a white cross.
Medical payments

options for immediate medical costs

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Hired and non-owned

if employees use personal cars for errands or you rent vehicles

Drivers, Discounts & Fleet Tools

Build a safer, cheaper program

We’ll help set driver standards, review MVRs, and explore telematics for safety—and potential rate credits. If your operation includes heavier units or long-haul routes, our trucking insurance solutions add cargo, filings, and specialized coverages.

Commercial auto questions we hear

  • I use my personal truck for work—do I need a commercial policy?

    If business is the primary use, or the truck is titled to the company, you likely do. We’ll review your situation.

  • Are employees covered when driving company vehicles?

    Yes, if listed and eligible under the policy. We’ll help set driver criteria and training.

  • Does GL cover accidents with vehicles?

    No. That’s why a dedicated commercial auto policy is essential.