Valuable items insurance for jewelry, art, and collections in South Carolina

Coverage beyond standard home policies

Coverage beyond standard home policies
Most home or renters policies cap theft and mysterious disappearance for high-value items. The Sullivan Agency helps clients in Greenville, Taylors, and Simpsonville close those gaps so engagement rings, heirloom watches, and fine art are properly insured. When sub-limits in homeowners insurance won’t cut it, scheduling items keeps your most important pieces fully protected—at home, on trips, and everywhere in between.

What Can Be Covered

 From diamond rings to violins

Jewelry, watches, fine art, antiques, designer handbags, firearms collections, rare coins and stamps, musical instruments, and wine. We’ll outline documentation (receipts or appraisals) and set agreed values so claims are straightforward—not a debate over worth.

Why Schedule Items

Broader protection, fewer surprises

Scheduled items often include accidental loss and worldwide coverage, with zero deductible options. If a ring slips off on the Reedy River walk or smoke damages a painting, you want terms designed for valuables—not generic contents coverage. For larger estates, pair scheduling with high-net-worth coverage to unify limits and service.

How We Structure It

Stand-alone or added to your home

We can place a personal articles policy or add a valuables endorsement to your home policy, depending on carrier fit and pricing. We’ll also remind you to update appraisals as markets change so coverage keeps pace.