Final expense insurance in South Carolina to cover funeral and end-of-life costs

Peace of Mind for Families

Plan ahead for unavoidable expenses
Final expense insurance is a small whole life policy—often $5,000 to $25,000—designed to help with funeral, burial, and last bills. The Sullivan Agency serves seniors across Greenville, Greer, and Anderson who want to spare loved ones from unexpected costs and decisions during a difficult time.

Simple Qualification & Steady Coverage

Level premiums that never change

Most applicants answer a few health questions; many policies require no medical exam. Coverage lasts a lifetime, premiums stay level, and benefits are paid directly to your beneficiary—usually within days—so arrangements proceed without financial strain.

 What It Covers

Funeral, burial, and more

Families commonly use the benefit for funeral home services, cemetery plots, memorials, travel for relatives, or small debts. Because it’s a form of whole life insurance, the amount won’t decrease with age and the premium won’t increase. If you’re comparing options, our broader life insurance overview can help you decide between small final expense and larger permanent plans.

Budget-Friendly Choices

Coverage that fits your monthly plan

We’ll quote several amounts so you can choose what fits—often surprisingly affordable if purchased earlier in your 50s or 60s. For questions on applications or beneficiaries, you can contact our team for quick help from our Greenville office.

Final expense questions from SC seniors and families

  • Is this different from pre-paid funerals?

    Yes. Final expense pays a cash benefit your beneficiary can use at any funeral provider; pre-paid plans are tied to one provider and terms.

  • Can I qualify with health issues?

    Often yes—options range from simplified issue to guaranteed issue (with graded benefits). We’ll match you to the right fit.

  • How much coverage should I choose?

    Price typical services in your area, then add funds for travel or debts. Many select $10,000–$20,000 for flexibility.

  • Will premiums ever go up?

    No—policies are designed with level premiums and lifetime coverage, a hallmark of whole life insurance.