Wedding and event insurance for South Carolina celebrations

Why Event Insurance Matters

Plan the party—cover the what-ifs
From Greenville gardens to Upstate barns and ballrooms, big moments take time and money. The Sullivan Agency helps hosts protect deposits and manage liability with wedding and event insurance. Many SC venues require proof of liability before the big day; we’ll make documentation simple and fast so planning stays on track. For corporate or community functions, we can coordinate special event insurance within a broader commercial insurance program.

Coverage Types

Cancellation, liability, and key add-ons

Person with an arm in a sling, signifying injury or disability.
Cancellation/
postponement

recovers non-refundable deposits if a covered cause (like serious illness or venue closure) derails plans

Black and white icon of a campervan.
Event liability

covers injuries to guests or damage to the venue; many sites require $1M limits

Tent, trees, and moon silhouette; camping scene.
Liquor liability

protects the host when alcohol is served and an incident occurs

Camping scene with a tent, trees, and a moon in black silhouette.
Extras

damaged wedding attire, ruined photos, lost rings, or vendor no-shows—subject to policy terms

Headed to the coast or hosting outdoors? We’ll discuss severe weather risks, named storms, and timelines for binding coverage in South Carolina.

Who It’s For & How It Works

From backyard vows to gala nights

Weddings, showers, milestone birthdays, reunions, banquets, and charity events. Share your date, location, guest count, alcohol details, and vendor list—we’ll return options that meet venue requirements and your budget. For quick questions, you can contact our team and we’ll point you to the right policy form.

What South Carolina hosts ask most

  • How much does a one-day policy cost?

    Pricing varies by guest count, venue, and alcohol service, but many events are a few hundred dollars or less—small relative to total costs.

  • Does event insurance cover bad weather?

    Policies may cover certain severe weather that makes the event impossible or unsafe. We’ll review what qualifies and any waiting-period rules.

  • Will my venue be listed as additional insured?

    Yes—most venues require it. We’ll add them and send the certificate promptly.

  • Do I need liquor liability if the caterer is insured?

    Often yes, because the host can still be named in a claim. We’ll coordinate with vendor coverage so there aren’t gaps.