Renters insurance in Greenville SC that covers what matters


Renters Insurance Overview

Affordable protection for Upstate tenants
Even when you don’t own the building, your stuff and your liability still need protection. The Sullivan Agency helps renters in Greenville, Mauldin, Simpsonville, and Clemson compare policies for apartments, townhomes, and houses—clear, low-stress coverage you can understand. Many landlords now require proof of coverage; we’ll provide documentation fast.


What It Covers

 Belongings, liability, and a place to stay

Black and white illustration of a nightstand with books and a lamp.
Personal property

for furniture, electronics, clothing—often at replacement cost, so you can buy new after a covered loss.

A house on fire; black silhouette against a white background.
Liability coverage

if someone is hurt in your unit or you accidentally cause damage (like a kitchen fire).

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Loss of use

 to help pay for a hotel and meals if a covered claim makes your rental unlivable.

 Coverage can follow your belongings away from home—ask how theft from your car or a storage unit might be treated.

Budget-Friendly & Flexible

Coverage that fits your monthly spend

Renters insurance is typically inexpensive compared to the protection it offers. We’ll match limits and deductibles to your lifestyle, and look at discounts when you pair your policy with auto insurance. Have jewelry, instruments, or cameras? We can extend limits with valuable items insurance for better protection.

Students, Roommates, and Rules

Simple answers for common renter questions

Parents of Furman or Clemson students often ask if one policy can cover multiple roommates—usually each unrelated tenant needs their own policy. We’ll help you set the right limits, list landlords as interested parties if needed, and explain how homeowners insurance differs if you buy later and transition from renting to owning.

What renters in South Carolina ask most

  • Is renters insurance required in SC?

    Not by law, but many leases require it—and it’s smart protection either way.

  • How much coverage do I need?

    Add up the cost to replace your belongings, choose a deductible you can manage, and consider higher liability limits if you host guests.

  • Does it cover theft outside my home?

    Personal property may be covered away from the residence for certain causes of loss. We’ll clarify how your specific policy treats off-premises claims.

Get Renters Quote