Mortgage protection insurance in South Carolina to secure your home’s future

Keep The Roof Over Your Family

Mortgage protection that keeps loved ones in the home
Your home is likely your biggest investment—and where life happens. Mortgage protection life insurance gives South Carolina families a simple way to make sure the house payment doesn’t become a burden if you’re gone. In Greenville, Taylors, and across the Upstate, The Sullivan Agency helps homeowners choose coverage that aligns with their loan so loved ones can stay put. Many clients pair this with homeowners insurance for the property itself and consider broader term life insurance to cover income, debts, and college goals. If you prefer a conversation, just contact our team and we’ll walk you through options in plain English.

How It Works

Align coverage with your loan

Most families choose a level term life insurance amount equal to the mortgage balance for the length of the loan—20 or 30 years is common. If you pass away during the term, the benefit can retire the loan and provide breathing room for other expenses. Unlike lender-branded decreasing coverage, a standard policy pays a fixed amount to your beneficiaries, offering flexibility to handle the mortgage and more.

Why It Helps

Keep the keys in the family

• Ensures your family isn’t forced to sell during a tough time
• Stabilizes housing payments while income is disrupted
• Complements homeowners insurance, which protects against perils like fire or storms—but doesn’t pay the mortgage if a wage earner dies
  

Build It Into Your Plan

Standalone policy or part of bigger coverage

We can set up a dedicated mortgage policy—or include the mortgage amount inside a broader plan that also protects income replacement and future goals. Options like return of premium or disability riders may be available based on carrier and budget.